Does the commitment Governor Schwarzenegger has for small businesses include getting SCIF to hold off on any insurance rate increase on some 180,000 businesses in California due the struggling economy?

SCIF management hopes to give its employees a boost in morale with new language and a new way of looking at SCIF's role in California's economy.

Apparently SCIF employees’ morale is down. If this is indeed true, what could be the cause? According to the article, SCIF employees have been subjected to a barrage of negative media about the organization due in large part to the malfeasance of some top SCIF management, which were removed last year.

As a public service I wanted to find out what other things could be causing such a drop in morale. My research turned up some interesting information. I found an article in the L.A Times, Millions wasted by State Fund, by Marc Lifsher.

According to the article, a state audit uncovered some very startling facts. SCIF spent some $300 million on technology and had to pay out some $20 million in penalties for delays in processing of medical bills and disability benefits for injured workers.

So why didn't SCIF get these payments made on time? With all the technology they bought there should be no reason, or is there? These late payments to injured workers and treating doctors were going on in the early 90's. My family was forced into poverty by the way SCIF is allowed to operate.

SCIF is being forced to have more oversight by the state legislature. SCIF has become very concerned about the need to protect sensitive information regarding their claims handling. How they handle claims is a big mystery. One of the reasons is the need to protect injured workers’ health information under the federal law, HIPAA. If you click on the audio link at the upper left hand side of this page you will hear what a computer security specialist that worked inside SCIF had to say about the protection of peoples private medical records.

The culture of corruption can not be cleaned up with new words or slogans. It can only be cleaned up by positive action of management. Honest management, not business as usual management. I may be living the low income lifestyle but I at least have my integrity intact. I don’t have to try and change my name to become respectable.

Read Cathy Nign's letter to Insurance Commissioner

As seen on America’s Most Wanted, convicted rapist and alleged serial killer of possibly 30 people, John Floyd Thomas Jr., a 20 year employee of State Compensation Insurance Fund as a claims adjuster. Could he have worked on your case?

SCIF management hopes to give its employees a boost in morale by using new language and a new way of looking at SCIF's role in California's economy. The new term for SCIF, "Unique Resource Insuring the California Dream." California’s economy weakening and the budget crisis continues to grow as the weeks go by.

Businesses are in trouble, sales are down and ever expanding number of companies are going bankrupt, resulting in more unemployment and less tax revenue for the state. Small business owners are using savings to try and keep their companies going a little longer hoping to ride out the hard time companies are having now.

To the rescue comes the, "Unique Resource Insuring the California Dream."

"Unique Resource Insuring the California Dream" management should be willing to do what ever it takes to get rid of the culture of corruption label, like for example give out $4 or $5 billion dollars in the form of rebates to their policy holders to help stimulate the California dream.

But here is the real agenda of the "Unique Resource Insuring the California Dream."

State Fund Files Major Rate Increase

State Compensation Insurance Fund has filed for an 8.9% workers' compensation rate increase. It is a slap in the face to Insurance Commissioner Steve Poizner, who issued an advisory rate of 5%. The increase comes like a tax on California employers in industries such as construction, manufacturing, trucking, retail, and service industries who are already hurting from the struggling economy and under the threat of new taxes in California. The higher rates go into effect for policies incepting and renewing January 1, 2009.

Source: Workers’ Comp Executive, the premier industrial publication

How many businesses out of the 200,000 or so that SCIF insures will say that they can not afford any more costs, close up the business and put more people out of work leading to even unemployment. Less business mean less jobs and less money for the state budget through fewer taxes.

A $10.00 hooker has more integrity and does not put on airs that she is something else.

New management, same old SCIF.

Is there any clear justification, to take what can only be called an irresponsible attitude towards a very serious situation? California’s economy is continuing to weaken and the governor is trying to borrow billions from the federal government to help bail out the state. Along comes ‘The Unique Resource to insure the California Dream” Like the sheriff of Nottingham taking all he can from the peasants, SCIF is raising insurance rates. California needs a Robin Hood, but there is none to be found in our state bureaucracy.